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Disclosure 

IMPORTANT DISCLOSURE INFORMATION


This website is a publication of Ironwood Wealth Management (“The Company”). Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.

Terms of Use

This website is provided as a service of Ironwood Wealth Management (“The Company”). By accessing The Company’s website, you agree to the following terms and conditions:

Each client and prospective client agrees, as a condition precedent to his/her/its access to The Company’s web site, to release and hold harmless The Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from The Company.

NO OFFER: Nothing on this website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. The Company does not render or offer to render personalized investment advice or financial planning advice through its website. The Company’s specific advice is given only within the context of our contractual agreements with each client. The Company’s website is limited to the dissemination of general information about The Company’s service offerings, and provides an alternative method for prospective clients to learn more about The Company, and contact The Company. Advice may only be rendered after the delivery of Form ADV Part 2a and b, the execution of an investment advisory and/or financial planning agreement by the client and The Company.

NO RELIANCE: While The Company uses reasonable efforts to obtain information from sources which it believes to be reliable, The Company makes no representation that the information or opinions contained on The Company’s website is accurate, reliable or complete. The information and opinions contained in The Company’s website are provided by The Company for personal use and informational purposes only and are subject to change without notice. Nothing contained on The Company’s website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. The Company’s specific advice is given only within the context of our contractual agreements with each client.

LINKED WEBSITES: When you access certain links on The Company’s website you may leave The Company’s website. The Company does not endorse the content of such websites nor the products, services or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of The Company’s website for convenience and informational purposes. To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to The Company’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from The Company, or from any other investment professional.

PASSWORD-PROTECTED AREAS: Some of the material in The Company’s website, notably under Client Center is password-protected and access to these areas is restricted to authorized users only. The user in password-protected areas is responsible for any use of the password and for maintaining the confidentiality of the password.

DOWNLOADED MATERIAL FROM WEBSITE: You may download or print out a hard copy of individual pages and/or sections of The Company’s website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from The Company’s website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose The Company’s website without the prior written permission of Ironwood Wealth Management.

SEC REGISTRATION: Ironwood Wealth Management (“The Company”) is an SEC registered investment adviser located in Hurricane, WV. The Company may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. The Company’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of The Company’s web site on the Internet should not be construed by any consumer and/or prospective client as The Company’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by The Company with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of The Company, please contact the SEC or the state securities regulators for those states in which The Company maintains a notice filing. A copy of The Company’s current written disclosure statement discussing The Company’s business operations, services, and fees is available from The Company upon written request. The Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to The Company’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Registration as an investment advisor does not constitute an endorsement of The Company by securities regulators nor does it indicate that the advisor has attained a particular level of skill or ability.

ADDITIONAL: Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by The Company or its representatives), will be profitable or equal any historical performance level(s). No client or prospective client should assume that any information presented and/or made available on this Website serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser), or product made reference to directly or indirectly on this Website, or indirectly via link to any unaffiliated third-party Website, will be profitable or equal to corresponding indicated performance levels.

Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio.

Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have [the] effect of decreasing historical performance results.

Certain portions of The Company’s web site or linked websites (i.e. blog, newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, The Company (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from The Company, or from any other investment professional. The Company is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Investment advisor representatives may be licensed insurance agents and may recommend insurance products and earn commissions for selling or servicing various insurance products.